Fall Is The Time For Decluttering

Well we all have it in one shape or another, the summer lull. That feeling of missing something that’s gone, but not sure what it is. And then you remember the freedom of summer… ah how glorious that was.

Well something that summer might have also left you with is a lot of odd socks, mixie match dishes, and a few extra piles of laundry in places… So take this time now that things are getting back on track to find time to declutter your surroundings, I can’t tell you it does a world of good.

Try this list and see how it goes, even these simple steps can make a world of difference.

 - Laundry room. Go through all the shelves and bins in laundry room. What odd socks you find, pile together and have kids go through to find matches. Any old socks head to the garbage. Anything you haven’t worn in 6 months or that doesn’t fit donate.

 - Kitchen. The container drawer. Now that kids are back to school, you are most likely using this drawer on the daily. Empty the drawer and find all the sets, what doesn’t have a match goes to recycling. You will be shocked with the space you just gained.

 - Bathroom. Under the sink. In my home, this is a spot that quickly accumulated junk from camps and beach days. First start under the sink, everything comes out. Next go through the items, and if sunscreens or bug repellents aren’t expired, give them their own basket and neatly organize for next use. recycle old bottle, and them remove and clutter. Next start on the drawers.

 - Mudroom Closet - this is a time to donate anything that doesn’t fit, or that doesn’t serve a purpose any longer. Also pack away summer jackets and sandals, to make way for what is coming. If you have the energy take a look at footwear, and anything that seems too small or old can be removed.

Decluttering is a way to keep your home feeling calmer, and more organized. I am a firm believer in keeping your surroundings tidy, as it just keeps my overall being feeling better.

What do you do through the seasons to keep clutter under control?

Bank Of Canada Holds

Earlier this week, The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. That’s good news for Canadians and specifically new buyers who are entering the fall market. So now what! Well if you have been thinking about a home purchase this fall, a pause in a rate increase is a great time to start looking as it will give added incentive to the real estate market. The break in rate hikes adds confidence in the market for sellers, people who might be holding off putting their homes on the market will use this time to list their property, giving you access to inventory.

And if you are holding off and want to save a little more through this time, here are a few tips to deal with the interest hikes, lets hope this is all behind, but being prepared is key.

The key word here is DEBT. get rid of the debt and the future is bright, and when you are ready for that purchase, your bank account will be ready too.

Preparing for a change in Interest rates.

  • Reduce your personal expenses so you have more money to pay down your debt.
  • Pay down the debt with the highest interest rate first. And keep going…
  • Consolidate your high interest debts, such as credit cards, and work into a loan with a better interest rate.
  • Poke away even 50$ a month into a TFSA account. You will be so happy you did as you watch your savings grow without doing much.
  • Do your research and find a better-rate mortgage if currently owning a home.

  • Welcome to Summer

    have officially crossed over Summer Solstice and entered the “dog days of
    summer”.  Speaking of summer - pack up the family and head out for your
    favorite scoop of ice cream. We have listed a couple of our own personal favorites
    in the community to consider this weekend:

    ****No Open Houses this weekend but available for booked showings if needed.


    If you haven’t tried “Campfire” ice cream you haven’t lived. A definite Moxam
    family favorite!  They make small homemade batches every day to bring you the ideal
    artisan ice cream experience.  With shops in both Bloomfield and in Picton you
    have your choice of dining locations.

    you like the Sunday drive idea, you definitely want to try out WHATS YOUR
    in Quinte West. Family run business at their own Farm Stand with a
    wide selection of Kawartha Dairy flavors to choose from. I would highly
    recommend the Chocolate Peanut Butter which is a McGinn family go-to.

    For all the Sorbet Lovers out there…we have you covered! Get
    over to the OLD GREEN HOUSE ICE CREAM SHOP in Wellington. And they
    don’t stop at Sorbet…there is something decision on the menu to temp everyone
    from specialty bowls, shakes and ice cream floats!

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